Buying ·
Buying an Older HDB Flat: Lease Decay and CPF Limits
A shorter remaining lease cuts CPF use, the loan and the grant. What the thresholds are and when an older flat still makes sense.
Compare options, check the numbers and avoid expensive mistakes before buying an HDB flat or condo.
13 articles
Buying ·
A shorter remaining lease cuts CPF use, the loan and the grant. What the thresholds are and when an older flat still makes sense.
Buying ·
The 1km rule still decides P1 priority at most schools, but not at 12 of them. What proximity buys and the 30-month commitment.
Buying ·
You agree the price before HDB's valuation is known. How cash over valuation works, what it costs in cash, and how to judge one.
Buying ·
BTO flats are now Standard, Plus or Prime, with different MOPs and subsidy clawback. Compare waiting time, grants and total cost.
Buying ·
HDB charges conveyancing on a published scale, so a $700,000 flat costs about $649 before GST. Taking a bank loan removes that option and changes the bill.
Buying ·
Calculate HDB resale fees for buyers, including the option deposit, valuation, BSD, legal fees and costs that need cash instead of CPF.
Buying ·
Singapore removed the 15-month wait-out period on 28 July 2026. What private property owners buying an HDB resale flat can do now, and which rules remain.
Buying ·
Follow the resale condo payment timeline from option fee and exercise to stamp duty, CPF, bank drawdown and legal completion.
Buying ·
Brand-new condos with immediate occupation sometimes sell below earlier prices. The ABSD deadline behind developer discounts, and how to use it.
Buying ·
Turf City's first condo previews at $2,799 psf. What Dunearn House offers, what it costs, and the checks to run before booking day on 25 July.
Buying ·
New launch or resale condo? The price, cash flow, certainty and timing differences that decide it, laid out without the sales pitch.
Buying ·
The recurring, expensive errors we see from first-time private property buyers, and the checks that prevent each one.
Buying ·
Check a resale condo's title, approved plans, MCST finances, defects, price evidence and purchase costs before exercising the OTP.
One useful Singapore property email each week, with the numbers and tradeoffs that matter.