Coastal Cabana EC Review: The Last Old-Rules EC With Units Left

Coastal Cabana had 129 of 748 units left on a sales-team balance list dated 4 August 2026. It is also among the last executive condominiums sold under the old five-year Minimum Occupation Period. Eligible buyers still have a choice of three-bedroom homes, but they must accept a bus connection to Pasir Ris MRT.

The project in brief

Fact	Detail
Location	Jalan Loyang Besar, Pasir Ris, District 18
Type	Executive condominium, 99-year leasehold
Size	748 units across 16 blocks of 11–12 storeys
Developer	Qingjian Realty, Forsea Holdings and ZACD
Launch	17–18 January 2026; 498 units sold over launch weekend
Launch pricing	Around $1,734 psf on the normal payment scheme
Availability	619 sold, 129 left on 4 August 2026
Expected possession	By 31 March 2029

99.co's launch coverage shows what sold first: over 90% of the sea-facing units went early, and buyers favoured the larger homes. A sales-team balance list updated on 4 August showed most remaining stock in three-bedroom layouts. It listed 129 homes available, including three four-bedroom units. Treat that count as a dated snapshot and request the developer's current chart.

Note the payment scheme behind any price you are quoted. The $1,734 psf launch average applied to the normal payment scheme; deferred payment, where offered, carries a premium of around 3%. Quotes across the two schemes are not comparable until you strip that out.

The rule change reframes this project

On 8 May 2026, MND changed the rules for EC sites launched for tender from that date. The official press release states that the minimum occupation period doubles to 10 years, full privatisation stretches to 15 years, the deferred payment scheme goes, and 90% of units will be reserved for first-timers.

Coastal Cabana launched months before the cut-off, so it keeps the old framework: a 5-year minimum occupation period, privatisation at 10 years, and deferred payment where the developer offers it. Later GLS sites will use the new framework, so the remaining Coastal Cabana units retain terms that later launches cannot offer.

If you plan to live in your EC for 15 years, the old rules buy flexibility you may never use. Do not pay a premium for it.

The location, in plain terms

Jalan Loyang Besar is a coast-and-park address. Pasir Ris Park and the beach sit at the doorstep, Downtown East is nearby, and families get an outdoor weekend without leaving the neighbourhood. The cost is the commute: the MRT is a bus ride away. The Cross Island Line will make Pasir Ris a proper interchange in the years ahead, but no station lands at this corner of Loyang.

A household working in Changi, airport logistics or the eastern industrial belt gets more use from this location. A daily CBD commuter should test the bus connection at peak hour before booking anything.

The financing rules EC buyers forget

You buy a new EC with a bank loan; HDB loans are off the table. The 30% Mortgage Servicing Ratio applies on top of TDSR, and at 2026 rates it bites harder than most upgraders expect. Our TDSR and MSR guide runs the numbers.

Two more rules shape the purchase. Eligible first-timers can receive a CPF housing grant of up to $30,000, per HDB's grant page. And the full eligibility conditions, from the $16,000 income ceiling to the family nucleus rules, sit on HDB's EC eligibility page.

Many buyers will sell an HDB flat into the purchase. That adds a second transaction and a timing question, the same moving parts we map in the HDB-to-condo upgrade guide.

Compare the remaining stacks one by one. Ask for the normal and deferred payment prices, then check how each schedule affects the sale of your current home, CPF use and the start of the bank loan.

Who should consider Coastal Cabana

Coastal Cabana suits an eligible household anchored in the east that values the park and coast more than a short rail walk. Look elsewhere if you commute to the CBD each day or need to stretch the MSR for the remaining unit. If you missed Rivelle Tampines' one-month sell-out, this is the remaining 2026 EC supply. Later launches will follow the new rules.

For a comparison with a launch that sold through its initial supply, read our Tengah Garden Residences review.

Sources: MND, strengthening the EC housing scheme, HDB, EC eligibility, HDB, conditions after buying an EC, HDB, CPF housing grants for ECs, Coastal Cabana, official project information, sales-team balance list viewed 4 August 2026, 99.co, Coastal Cabana launch coverage.